Rates last updated: 18 September 2021
Whole of life cover quotes tend to rise with age but can be reduced if you shop around and use a whole of life cover quotes
comparison service that matches you to the best insurance company for your situation, (that’s your current age, smoking status, etc).
We have created a table of whole of life cover quotes to give you an idea as to what you could expect to pay for different cover levels at a sample of different ages.
The most important consideration when buying a whole of life insurance is that you can afford to maintain the premiums until you die so its even more important that you get the best deal on your whole life premiums in the first place.
Whole Of Life Cover Quotes
– (these are for monthly premium policies and once they go into force they are guaranteed not to change)
|Whole Of Life Cover Quotes||Age 35 NonSmoker||Age 35 Smoker||Age 40 NonSmoker||Age 40 Smoker||Age 45 NonSmoker||Age 45 Smoker||Age 50 NonSmoker||Age 50 Smoker|
Last Updated: 18 September 2021 (Source: PayingTooMuch.com)
|Whole Of Life Cover Quotes||Age 55 NonSmoker||Age 55 Smoker||Age 60 NonSmoker||Age 60 Smoker||Age 65 NonSmoker||Age 65 Smoker||Age 70 NonSmoker||Age 70 Smoker|
Last updated: 18 September 2021 (Source: PayingTooMuch.com)
The example premiums for whole life cover show that smokers pay more than NonSmokers.
However, most insurance company questions on smoking in the UK simply ask if you have used any tobacco products within the last 12 months. This means that no matter how long you have smoked for, if you quit for 12 months you can switch to the NonSmoker rates.